In most cases, yes. Colorado's autism insurance mandate (SB 15-015, effective July 1, 2017) requires state-regulated health plans to cover ABA therapy for autism with no age limit and no annual dollar cap. Humana covers ABA therapy when medically necessary. Confirm your specific plan with a Verification of Benefits before starting.
Colorado's autism insurance mandate (SB 15-015, effective July 1, 2017) requires state-regulated health insurance plans to cover the diagnosis and treatment of autism spectrum disorder, including ABA therapy, with no age limit and no annual dollar cap. Self-funded employer plans governed by federal ERISA are generally exempt from this state mandate. Humana covers ABA therapy for autism spectrum disorder when the plan includes the benefit and treatment is medically necessary.
Most Humana plans in Colorado require prior authorization before ABA services begin:
A formal ASD diagnosis from a licensed psychologist or developmental pediatrician is required before submitting a treatment plan.
Humana typically requires a treatment plan with measurable goals, assessment results, weekly therapy hours, and the BCBA's credentials before authorizing ABA services.
Authorizations are typically reviewed periodically. Call the member services number on your Humana card to confirm your plan's specific authorization process.
Families across the Denver metro — including Denver, Aurora, Lakewood, Thornton, Arvada, Westminster, Centennial, and Highlands Ranch — and in Colorado Springs and the Front Range frequently ask whether Humana covers ABA in their area. Coverage follows Colorado's statewide SB 15-015 rules regardless of which city you are in; what varies is provider availability and network status. Harmony Care Finder's provider network spans the Front Range, so one coverage check surfaces in-network Humana options closest to you.
Call the member services number on your Humana card and request a Verification of Benefits. Confirm: ABA coverage, prior authorization requirements, deductible, copay, and out-of-pocket maximum.
Use Our Free Coverage Check →Let us check your benefits and match you with Colorado providers who accept Humana. It's free.
Check My Coverage →This page is pending review by a named BCBA or BCBA-D. A working BACB Certificant Registry link will be added once a reviewer is confirmed.
This content is for informational purposes only and does not constitute medical, clinical, or therapeutic advice. Consult a licensed healthcare provider or Board Certified Behavior Analyst (BCBA) before making therapy decisions for your child.
Data current as of August 2026. Coverage terms and provider availability change frequently — verify directly with your insurance carrier and the provider before scheduling.