Cigna is a global health services company that provides comprehensive ABA therapy coverage through its behavioral health programs. Cigna has invested significantly in autism services and offers dedicated care coordinators to help families navigate ABA therapy benefits.
Verify Your Cigna Coverage →Cigna covers ABA therapy services including functional behavior assessments, behavior intervention plans, direct ABA therapy, and parent/caregiver training. Coverage is based on medical necessity with typical approval for 15-35 hours per week. Cigna offers both in-network and out-of-network benefits.
$25-$50 per session
Per session (varies by plan)
Required
We help with the auth process
PPO and Open Access plans
Plan options available
Cigna covers ABA therapy services including functional behavior assessments, behavior intervention plans, direct ABA therapy, and parent/caregiver training. Coverage is based on medical necessity with typical approval for 15-35 hours per week. Cigna offers both in-network and out-of-network benefits.
The typical copay for ABA therapy with Cigna is $25-$50 per session. Actual costs depend on your specific plan, deductible status, and whether you use in-network providers. Many families pay little to nothing out-of-pocket for ABA services.
Yes, Cigna typically requires prior authorization for ABA therapy services. This means your provider needs to submit a treatment plan and get approval before starting services. Harmony Care Finder helps families navigate this process and connects you with providers experienced in Cigna authorizations.
Harmony Care Finder verifies insurance acceptance before matching you with providers. Simply tell us your Cigna plan details, and we'll connect you with verified providers in your area who accept your specific plan. Our service is free for families.
Coverage hours depend on medical necessity as determined by the treating BCBA's assessment. Most Cigna plans cover 20-40 hours per week of ABA therapy when clinically recommended. Hours are typically reviewed every 6 months during reauthorization.
Learn about ABA therapy coverage from other major insurance providers:
Let us check your Cigna benefits and match you with providers who accept your plan. It's free and takes less than 2 minutes.
Check My Coverage →